How Factoring Works


Factoring Process | How it Works

Client Process




Invoice generated and submitted to your customer and inFactor.


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inFactor ensures the invoice is verified and the goods or services have been received.


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inFactor advances up to 95% of the invoice within 24 hours of invoice submission.


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Your customer pays to inFactor’s lockbox; inFactor applies the funds to the invoice and the remaining 10%, minus a small fee, is returned to your bank account within 24 hours (wires) and 48 hours (checks).



You can elect to fund as many or as few invoices as you would like.